http://www.superliving.com.auLatest Expert articles from SuperLivinghttp://www.superliving.com.au/ask-the-expert/health/ageing/why-do-i-forget2012-05-16 15:37:03I'M 58. I don't have a problem with my short-term memory but my long-term memory is really bad.http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/ask-the-expert-charmaine-saunders2012-05-15 11:57:17I've been married for over 20 years. In the early days, I wasn't a very nice husband, drinking too much...http://www.superliving.com.au/ask-the-expert/finance/money-and-banking/federal-government-bank-deposit-guarantee2012-05-10 12:42:19I HAVE a question regarding the federal government deposit guarantee.http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/engagement-off2012-05-04 16:43:05Dear Charmaine, my relationship is in trouble. I have just called off my engagement and I don't know whether to end the whole relationship or salvage it.http://www.superliving.com.au/ask-the-expert/finance/superannuation/moving-super2012-05-03 11:29:04I'M AUSTRALIAN and live in Indonesia. My Australian super is with ANZ Staff Super, which I feel charges quite high fees ( about 1% management charge).http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/to-save,-or-not-to-save2012-05-01 12:53:19DEAR Charmaine, I need some advice about my marriage. My husband left me and our three young kids five months ago after 18 years together, 12 of those married.http://www.superliving.com.au/ask-the-expert/finance/superannuation/contributing-pension-payments-to-super2012-04-26 14:10:35CAN I put pension income back into a super account?http://www.superliving.com.au/ask-the-expert/health/fitness/how-can-i-exercise-on-the-go2012-04-23 13:14:06I TRAVEL a lot for work and I am hoping to get some advice about some exercises I can do while on the go.http://www.superliving.com.au/ask-the-expert/finance/superannuation/re-contribution-smsf-strategy2012-04-19 11:38:48AT AGE 55 and retired just prior to commencing a simple account based pension...http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/concerned-sister2012-04-16 17:10:58MY SISTER is beautiful and intelligent. She is of a mature age. Men don't admire her, not to talk of marriage anyway.http://www.superliving.com.au/ask-the-expert/health/ageing/online-advice2012-04-12 11:41:35Is there a web site where you can enter all your medications and supplements and it will tell you if they interact with each other?http://www.superliving.com.au/ask-the-expert/lifestyle/home-and-garden/native-plants-galore2012-04-10 12:11:08I have just moved into my new place and I was wondering if you might be able to recommend a couple of plants for my backyard that would suit our harsh Australian climate?http://www.superliving.com.au/ask-the-expert/finance/superannuation/are-esuperfunds-fair-dinkum2012-04-04 17:34:18I HAVE recently come across Esuperfund which offers to set up a self-managed superannuation fund free, with an annual fee of $699 which includes audit. Can I trust it?http://www.superliving.com.au/ask-the-expert/lifestyle/travel/europe-to-israel2012-04-02 11:37:35I AM going to Israel in late October and would like to go to some European destination, possibly Spain, for a week or so before then, getting a return airfare from Sydney...http://www.superliving.com.au/ask-the-expert/finance/superannuation/expatriate-woking-in-aus2012-03-29 13:49:37I AM going to be earning in Australia for the next two years (I am a UK citizen) and my employer legally has to put money into a super fund for me.http://www.superliving.com.au/ask-the-expert/health/fitness/park-fitness2012-03-26 12:58:42I LIVE near a beautiful park and would really like to incorporate it into my fitness regime.http://www.superliving.com.au/ask-the-expert/finance/superannuation/smsf-loans-in-new-zealand2012-03-22 11:17:07DO ANY New Zealand banks offer self-managed superannuation fund loans that comply with the Superannuation Industry (Supervision) Act and taxation laws in Australia?http://www.superliving.com.au/ask-the-expert/health/ageing/check-ups-are-worthwhile2012-03-19 10:52:31I am a healthy, fit 42-year-old who runs every other day and plays soccer. I had a short (10 second) slurred speech episode over a year ago...http://www.superliving.com.au/ask-the-expert/finance/superannuation/what-to-do-with-an-smsf-on-retirement2012-03-14 12:03:38MY WIFE and I have an SMSF and we want to retire at the end of 2012. What happens to the SMSF?http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/left-behind2012-03-12 14:29:10MY MAN moved out after 18 months of living together. We have had a very difficult time I must admit, mainly because of our separate family situations.http://www.superliving.com.au/ask-the-expert/finance/superannuation/purchases-with-an-smsf2012-03-08 17:09:17CAN an SMSF buy plant and equipment, specifically a van for use by a small business managed by a member of the fund and owned by his family trust?http://www.superliving.com.au/ask-the-expert/lifestyle/home-and-garden/rose-relocation2012-03-06 11:21:03Hi, I am moving house and have a few roses I would like to relocate to the new property.http://www.superliving.com.au/ask-the-expert/finance/superannuation/do-i-do-as-centerlink-says2012-03-01 17:52:24I WILL be 65 soon but will continue working full time. My wife is 60, does not work and is on a disability pension from Centrelink.http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/troubled-times2012-02-27 15:49:15Dear Charmaine, my relationship is in trouble. I have just called off my engagement and I don't know whether to end the whole relationship or salvage it.http://www.superliving.com.au/ask-the-expert/finance/superannuation/can-i-go-back-to-work-after-drawing-super2012-02-24 14:10:32I RETIRED and accessed my super at age 55.http://www.superliving.com.au/ask-the-expert/lifestyle/home-and-garden/my-emails-anti-spam-went-kaput2012-02-21 11:25:17FOR many years I have used 0Spam to filter my emails.http://www.superliving.com.au/ask-the-expert/finance/superannuation/buying-property-in-the-us2012-02-17 15:37:33ARE we allowed to borrow with our SMSF to get a property in the US?http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/whats-love2012-02-14 11:47:37HOW do you know when you love someone or not? What does it feel like when you have never been in love before? I'm 54 but it's just never happened for me.http://www.superliving.com.au/ask-the-expert/finance/superannuation/drawing-super-and-newstart-payments2012-02-08 19:06:46DOES a transition to retirement pension affect Centrelink Newstart payments?http://www.superliving.com.au/ask-the-expert/lifestyle/home-and-garden/green-grass2012-02-07 11:59:59My lawn is struggling to survive. I water it regularly but it does not seem to make a difference.http://www.superliving.com.au/ask-the-expert/finance/superannuation/when-an-smsf-sells-its-property2012-02-03 14:11:04MY SELF-MANAGED super fund owns a residential investment property and I am considering putting it up for sale.http://www.superliving.com.au/ask-the-expert/lifestyle/cuisine/ask-the-expert-party-tips2012-01-31 14:51:11HELP! We’re throwing a party for work colleagues who are notoriously fussy and Nigella I am not.http://www.superliving.com.au/ask-the-expert/finance/superannuation/switching-to-an-smsf2012-01-24 14:42:19I AM thinking of establishing a self-managed super fund with my husband.http://www.superliving.com.au/ask-the-expert/health/fitness/strengthen-the-lower-back2012-01-23 14:25:00I HAVE always struggled with exercise as it always seems to flare up pain in my lower back.http://www.superliving.com.au/ask-the-expert/finance/superannuation/buying-property-outright-with-an-smsf2012-01-20 14:31:47I INTEND to purchase an investment property through my SMSF (without borrowing). Do I need a financial advisor to draw up an investment plan to support this purchase?http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/lost-love2012-01-17 14:35:23My girlfriend has moved out after 18 months of living together. We have had a very difficult time I must admit, mainly because of our separate family situations.http://www.superliving.com.au/ask-the-expert/finance/superannuation/can-i-access-my-husbands-super2012-01-13 11:11:48I have enduring power of attorney in Victoria of my husband's financial matters.http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/falling-out-of-love2012-01-10 13:00:09AFTER a four-year relationship, my boyfriend says he loves me but he is not in love with me.http://www.superliving.com.au/ask-the-expert/finance/superannuation/moving-super-contributions-to-an-smsf2012-01-05 17:33:25I AM thinking of establishing an SMSF with my husband. Will I be able to rollover...http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/losing-interest2012-01-03 14:29:45I love my wife very much but as we get older I find myself losing interest in her sexually.http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/in-law-issues2011-12-29 13:22:37WE'RE newlyweds though are of a mature age.http://www.superliving.com.au/ask-the-expert/finance/superannuation/can-i-get-my-super-out2011-12-22 18:42:20I worked in Australia for 22 years and acquired some super. Now I live back in New Zealand, my place of birth...http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/love,-life-balance2011-12-20 13:51:10I HAVE placed the sexual relationship with my husband below fulfilling several of my own needs.http://www.superliving.com.au/ask-the-expert/finance/superannuation/nz-pensions-in-australia22011-12-15 13:01:06I WAS born in New Zealand and have lived in Australia for the last 12 years. I will be 65 in July.http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/purple-jealousy2011-12-13 10:59:52MY husband’s daughter from his previous marriage came to stay with us recently and I hated every minute of it.http://www.superliving.com.au/ask-the-expert/finance/superannuation/can-i-rent-property-bought-through-an-smsf2011-12-09 15:37:07I AM looking at purchasing a property through an SMSF – the fund has over $200,000 in it so I do not think there will be a problem getting a loan, etc.http://www.superliving.com.au/ask-the-expert/lifestyle/cuisine/ask-the-expert-curry-conundrum2011-12-06 14:10:33I HAVE found that sometimes my curries lack the intensity and flavour I would like – it is as though the sauce does not meld with the meat.http://www.superliving.com.au/ask-the-expert/finance/investment/ask-the-expert-think-big-in-property2011-12-02 12:06:50I have two queries regarding property finance.http://www.superliving.com.au/ask-the-expert/lifestyle/personal-and-social/still-in-love,-but-the-spark-is-gone2011-11-25 14:47:43I LOVE my wife very much but as we get older, I find myself losing interest in her sexually.http://www.superliving.com.au/ask-the-expert/finance/superannuation/how-do-i-cut-back-work-and-keep-up-income2011-11-22 14:10:27I’M 57 and currently working full time. I have an opportunity to reduce my working hours, which I’m considering for lifestyle reasons.